It is hard to go anywhere without seeing the Visa logo. The credit card logo is proudly displayed in most retail shops and on websites, and many consumers have at least one Visa credit card in their wallets. However, with so many of their top credit cards to choose from, it can be difficult to determine which is the best Visa credit card for your family. 

We can help. 

Based on our thorough analysis and review of real consumer reviews, these are the best Visa credit cards for 2022.

Alliant Visa Signature credit card

Best for cashback

card highlights intro bonusN/AAPR16.99% -26.99% (Variable)recommended creditExcellentreward rates

• 2.5 percent cash back on all purchases (on up to$10,000 in qualifying purchases each billing cycle, then 1.5 percent) with a qualifying Tier One Rewards status
• Unlimited 1.5 percent cash back with Tier Two Rewards status

annual fee$0 intro purchase APRN/Aadditional details balance transfer fee3%rewards & redemption details

• 2.5 percent cash back on all purchases (on up to$10,000 in qualifying purchases each billing cycle, then 1.5 percent) with a qualifying Tier One Rewards status
• Unlimited 1.5 percent cash back with Tier Two Rewards status

With the Alliant Visa Signature credit card, rewards are unlimited. Tiered rewards are based on each calendar quarter; to qualify for Tier One, you must spend up to$1,000 in purchases, and you will receive 2.5% cashback. If you spend more than$10,000 in a single quarter, you will not get the 1% bonus. However, there is an unlimited 1.5% cashback on all purchases, regardless of the tier. 

The APR depends on Prime rates, plus a margin of 8.99% to 18.99%, and can fluctuate based on market conditions. They currently begin at 12.24% for qualified customers. To help you save money, there are no foreign transaction fees and no annual fee, plus Visa's$0 fraud liability guarantee and personal identity theft protection.

Pros 

• Multiple benefits
• Unlimited rewards
• No annual or foreign transaction fees 

Cons

• No intro offer
• Good credit required
• Not designed for big spenders

Alliant Visa Signature credit card

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Capital One Venture Rewards Credit Card

Best for travel

card highlights intro bonusEnjoy a one-time bonus of 75,000 miles once you spend$4,000 on purchases within 3 months from account opening, equal to$750 in travelAPR21.24% - 29.24% (Variable)recommended creditExcellent, Goodreward rates

• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Earn unlimited 2X miles on every purchase, every day.

annual fee$95intro purchase APRN/Aadditional details intro balance transfer APRN/Abalance transfer fee$0 at the Transfer APR, 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to youbalance transfer APR21.24% - 29.24% (Variable)late payment feeUp to$40foreign transaction feesNonepenalty APRNonerewards & redemption details

• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Earn unlimited 2X miles on every purchase, every day.

The Capital One Venture Rewards credit card gives generous perks if you can qualify for it because this card generally requires excellent credit. You get unlimited rewards that include 5x miles on all Capital One Travel hotel and rental car bookings. You will also receive 2x miles on all other purchases. As a new member, you will receive 75,000 bonus miles after$4,000 in purchases within the first three months. Enjoy extra amenities with two free visits to the Capital One Lounge each year, plus a$100 credit for Global Entry or TSA PreCheck. Your Venture card also comes with extra perks, like 24-hour travel support, travel accident insurance, and an extended warranty on purchases you make with your credit card.

There are no foreign transaction fees, but you will have to pay an annual fee of$95 each year. It is easy to purchase through Capital One Shopping and Capital One Travel when it comes time to redeem your rewards. 

Pros 

• Introductory bonus
• Extra travel perks
• No foreign transaction fees

Cons

• Excellent credit required
• Not for the occasional traveler
• Annual fee

Capital One Venture Rewards Credit Card

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Chase Sapphire Preferred? Card

Best for bonus rewards

card highlights intro bonusEarn 60,000 bonus points after you spend$4,000 on purchases in the first 3 months from account opening. That's$750 when you redeem through Chase Ultimate Rewards?.APR21.49% - 28.49% Variablerecommended creditExcellent/Goodreward rates

• 5x on travel purchased through Chase Ultimate Rewards?
• 3x on dining.
• 2x on all other travel purchases, plus more.

annual fee$95intro purchase APRN/Aadditional details balance transfer feeEither$5 or 5% of the amount of each transfer, whichever is greater.balance transfer APR21.49% - 28.49% Variablelate payment feeUp to$40foreign transaction fees$0 penalty APRUp to 29.99%rewards & redemption details

• 5x on travel purchased through Chase Ultimate Rewards?
• 3x on dining.
• 2x on all other travel purchases, plus more.

The Chase Sapphire Preferred Card takes it up a notch with premium benefits that will have you questioning what you ever did without them. New cardholders start off strong right off the bat with 60,000 points after you spend$4,000 in purchases within the first three months of having the card. It has a value of$750 when you redeem your points through Chase Ultimate Rewards. There are also rotating categories that give 25% more value when you redeem them. 

There is an annual$50 statement credit that you can use toward hotel stays. Plus, you get 10% more bonus points based on your annual earnings at year's end. You will earn 5x the points on travel purchased through Chase Ultimate Rewards, excluding your$50 Anniversary Hotel Credit. There are also 3x points on dining, including your dine-in, takeout, and delivery orders. With the exception of Target, Walmart, and wholesale clubs, your online grocery purchases will earn your 3x the points, as well. You will also receive 2x points on other travel not booked through Chase, plus 1x the points for all other purchases.

Pros

• Sign-up bonus
• Premium benefits
• Flexible redemption

Cons

• No introductory APR
• Best rewards through Chase
• Annual fee 

Chase Sapphire Preferred? Card

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Chase Ink Business Preferred? Credit Card

Best for small businesses

card highlights intro bonusEarn 100k bonus points after you spend$15,000 on purchases in the first 3 months from account opening. That's$1,000 cash back or$1,250 toward travel when redeemed through Chase Ultimate Rewards?APR21.24% - 26.24% Variablerecommended creditGood, Excellentreward rates

• Earn 3 points per$1 on the first$150,000 spent on travel and select business categories each account anniversary year
• Earn 1 point per$1 on all other purchases