Traveling is stressful enough without worrying about whether you have the right travel insurance. It's something that is easy to forego in the rush and excitement of a trip, and yet, travel insurance can end up saving you thousands of dollars if something goes wrong. 

Whether you are traveling for work or have simply caught the travel bug, these are the best credit cards for travel insurance before you embark on your voyage. 

Chase Sapphire Reserve?

Best travel insurance credit card overall

card highlights intro bonusEarn 60,000 bonus points after you spend$4,000 on purchases in the first 3 months from account opening. That's$900 toward travel when you redeem through Chase Ultimate Rewards?APR22.49% - 29.49% Variablerecommended creditExcellent Creditreward rates

• Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards?.
• Earn 5x total points on flights through Chase Ultimate Rewards?.
• Earn 3x points on other travel and dining.
• 1 point per$1 spent on all other purchases

annual fee$550intro purchase APRN/Aadditional details balance transfer feeEither$5 or 5% of the amount of each balance transfer, whichever is greaterbalance transfer APR22.49% - 29.49% Variableforeign transaction fees$0 penalty APRUp to29.99%rewards & redemption details

• Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards?.
• Earn 5x total points on flights through Chase Ultimate Rewards?.
• Earn 3x points on other travel and dining.
• 1 point per$1 spent on all other purchases

With the Chase Sapphire Reserve Credit Card, you begin earning right away with 60,000 bonus points after spending$4,000 on purchases within the first three months of having the card. If you redeem your points through Chase Ultimate Rewards, it is the equivalent of$900 toward travel. After you spend your first$300 each year, you earn 5x the total points on flights, 10x the total points on hotels and car rentals, and 3x the points on your other travel. If you like eating out, this card is great, too, because you earn 3x the points on dining at restaurants, whether you are dining out, ordering in, or opting for takeout. All other purchases earn one point per dollar. 

Chase also offers a few extra perks, like Pay Yourself Back, where you can redeem your points for 50% more when you trade them in for statement credits and use them for rotating categories. At the end of each year, Chase gives you an annual travel credit of up to$300. There are no foreign transaction fees, but many other fees with a$550 annual fee that is typical of American Express but not so much with other credit cards.

Pros:

• Competitive rewards rate
• Generous introductory offer
• Luxury travel benefits

Cons:

• High fees
• Excellent credit recommended 

Chase Sapphire Reserve?

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Chase Sapphire Preferred? Card

Best low annual fee

card highlights intro bonusEarn 60,000 bonus points after you spend$4,000 on purchases in the first 3 months from account opening. That's$750 when you redeem through Chase Ultimate Rewards?.APR21.49% - 28.49% Variablerecommended creditExcellent/Goodreward rates

• 5x on travel purchased through Chase Ultimate Rewards?
• 3x on dining.
• 2x on all other travel purchases, plus more.

annual fee$95intro purchase APRN/Aadditional details balance transfer feeEither$5 or 5% of the amount of each transfer, whichever is greater.balance transfer APR21.49% - 28.49% Variablelate payment feeUp to $40foreign transaction fees$0 penalty APRUp to 29.99%rewards & redemption details

• 5x on travel purchased through Chase Ultimate Rewards?
• 3x on dining.
• 2x on all other travel purchases, plus more.

The Chase Sapphire Preferred Credit Card is stacked with rewards, giving you some of the best and most competitive rewards for travel credit cards. When you spend$4,000 on purchases within the first three months, you receive 60,000 bonus points. If you redeem them through Chase Ultimate Rewards, it is the equivalent of$750 toward travel. Chase will also reward you with up to$50 in statement credits each year when you book your hotels through Chase Ultimate Rewards. 

You can also earn 5x the travel points when you book through Chase Ultimate Rewards. Dining rewards earn you 3x the dining points, including takeout and delivery purchases. You also earn 3x the points on your online grocery purchases, but this excludes certain popular retailers, such as Walmart, Target, and wholesale clubs like Costco. 

There are 3x the points on certain streaming services, 2x points on your other travel purchases, and one point per dollar on all of your other purchases. At the end of the year, Chase gives you a special reward in the form of 10% back on your total annual purchases in bonus points.

Pros:

• Higher rewards for dining and travel
• Introductory offer 
• Access to travel partners

Cons:

• Annual fee
• Must book through Chase for the best travel rewards

Chase Sapphire Preferred? Card

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Ink Business Preferred? Credit Card

Best for small business

card highlights intro bonusEarn 100k bonus points after you spend$15,000 on purchases in the first 3 months from account opening. That's$1,000 cash back or$1,250 toward travel when redeemed through Chase Ultimate Rewards?APR21.24% - 26.24% Variablerecommended creditGood, Excellentreward rates

• Earn 3 points per$1 on the first$150,000 spent on travel and select business categories each account anniversary year
• Earn 1 point per$1 on all other purchases